PHSPCanada Group Benefit Choices

Employer and employee group benefits are now an integrated part of employees wage compensation packages. PHSPCanada Group plan offers traditional and flexible customized coverage plans that meet the employees expectations. The plan works to provide coverage for employees health, well-being, travel, accidents, and so much more.

product options

Here to Help Business Owners

Solutions for Small Businesses

As a small business, every dollar counts. PHSPCanada Benefits provides you with efficient, streamlined support. We know how to support your business and make sure your benefits packages suits your employees needs.

The group experts at Puhl Employee Benefits can help you utilize the PHSPCanada Group plan to protect your employees and their loved ones. We are here to help guide, advise and assist you with information, questions and insurance benefit needs.

Please contact the team at Puhl Employee Benefits for your employee group questions; we are here for you!

Allow us the opportunity to provide you a second opinion on your current employee group plan.

With up to five generations currently in the workplace, your group benefit plan needs to stay on top of recruiting and retention by adapting to very divergent generational plan member needs.

The solutions are available, let’s have a conversation. Our team members are here for you!

Allow us the opportunity to provide a second opinion on your current group benefits plan.

PHSPCanada product options for your employee benefits

Employee benefit choices to design a benefits package that works for employees

commercial insurance

Commercial Insurance

Employer commercial insurance provides the comprehensive coverage that employers are requiring.

health and dental

Health & Dental Add-On

Flexible coverage that doesn’t quit. Employees keep their coverage even if they leave the group plan. FREE InnoviCares card on select prescription medication, click here

disability insurance


Group disability insurance plans provided through the PHSPCanada Group Plan are perfect for covering the costs of living, during a short or long-term disability claim.


Employee Assistance Plan - EAP

Employee support for mental, physical, social, and financial well-being.

life insurance


The idea of life insurance is simple. It can protect your employees’ families from financial hardship when they are no longer able to care for them. By offering employees the prospect of financial stability, our products may reduce employees’ worries about money, allowing them to focus on what truly matters in their life.



People rely on prescriptions to get the most from their day-to-day life. The prescription plans can cover a range of amounts that are customized to suit the needs of the group covered. The amount of coverage for your prescription drug needs, depends directly on the group prescription drug insurance plan contract.

doctor on demand

Virtual Doctor on Demand

Skip the waiting room! Virtual Health by Maple instantly connects with Canadian doctors for medical care from your phone, tablet or computer – any time, 24/7.


Vision Care

Vision care is not only important for the eyes, but for an employees overall health. Eye exams, contact lenses, or eye-wear can be covered depending on your plan.


Critical Illness

Group critical illness coverage plans provide employees with coverage for over 40 different illnesses. The benefit is paid on diagnosis as a lump sum amount.



Dental fees add up quickly if there is not a benefit plan in place. The plans can provide coverage for basic dental needs, for major dental services, and for orthodontic needs. Click here to view the Canadian Dental Care Plan.

financial organization and retirement review


Financial Organization and Retirement Review changes the landscape so employees can become engage in benefit behaviors that will help them live with less stress, and financial stability. Financial Tips & Knowledge Worth Your Time.



Health and medical expenses can create a financial burden for loved ones. The PHSPCanada Group Plans cover health costs’ associated with your employees lives, good health and well-being.



Whether you’re at the beginning of your career, or the end of your career, we can help you plan for your next steps. With a Tax-Free Savings Account (TFSA) you can set aside money for your first home, or your first baby. With a Registered Retirement Savings Plan (RRSP) you can start saving for your retirement no matter how far you are in your career.

travel chbp

Travel Insurance

View the Travel CHBP Booklet or Travel CHBP Brochure for more information on coverage. Travel insurance protects employees from a variety of emergency expenses that could arise while travelling. Protection includes: trip assistance, medical expense coverage, baggage loss, damage or delay, or trip cancellation. Feel comfortable with SSQ Travel insurance.


Wellness / Personal Development

Holistic medicines, weight management, sleep devices, gym memberships, and nutritionists, are a small example. This is a benefit that is well-received by the employees.

Allow us the opportunity to provide a second opinion on your current employee group plan.