Have you chosen the right benefit strategy?

  • Are you facing the usual Group Traditional pitfalls?
  • Are your employees having trouble affording your group plan?
  • Premiums are steadily rising year after year?
  • Are you tired of paying 30% mark-up on your claims?
  • Does your plan pay 80% rather than a 100%?

Benefit packages are not “one size fits all” so let PHSPCanada customize your benefits with options for health and dental coverage, vision, retirement planning and more.

If you answered ‘YES’ to the questions above then complete this Benefits Evaluation for Employers questionnaire.

PHSPCanada Benefits Designed for Employers

Direct self-funding is a great way to break out of the traditional mold to utilize flexible options that meet your needs.

View our plans designed for Employers

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PHSPCanada Business Owner Plan

Designed for the self-employed business owners, you will save 30-40% with the ability to pay your families health and dental expenses with company funds and paid tax free to yourself personally. No premiums required.

Travel insurance which is designed to fit with your program, which has savings on a grouped basis of 25-40%.

PHSPCanada Professional Plan

Designed for the professional Accountant and Dentist.

PHSPCanada Flexible Plan

Designed by the employer, with a designed dollar amount for claims, allowing the employee to claim what they need when they need it.

Traditional Group Benefits

Designed to provide the employees with the traditional style of group coverage. Plus unique add-ons, view here

Traditional ASO Hybrid

Designed by the employer to mimic a traditional plan with the control of the Flex Plan.

Traditional Pooled Plan

Designed to provide a true pooled plan - same cost for everyone.

As a business owner, your time is valuable. Simplify the selection and reduce the cost of your group benefits package, with a pooled plan consisting of health, dental, life, and disability specifically designed and attractively priced for small business with 3-10 employees.

Your coverage can be as comprehensive and affordable as you'd like - choose the benefits that best suit your business model and calculate your monthly premiums.

Finally, the plan is designed with stability in mind which means you won't see a big premium hike when your plan renews.

Short Term Disability Plan

Self-funded short term disability coverage is an excellent solution that small businesses can rely on to offer their employees better protection against injury and illness. This option allows companies to personalize their coverage to their employees' needs and reduces administrative expenses. By providing the flexibility to customize benefits, employers can take control and offer their employees affordable protection against unforeseen health-related events. If you're an employer seeking to safeguard your workforce against unexpected illnesses or injuries, self-funded short term disability coverage might be just what you need. This approach presents a cost-effective and flexible option that benefits both employer and employees.

Allow us the opportunity to provide a second opinion quote on your employee STD insurance coverage.

Looking to break out of the traditional plan design mold? Self-funding your benefits plan might be the way to go. With flexible options that meet the needs and concerns of your employees, self-funding could be a great solution for your business.

Are you a business owner needing coverage for you and your family?

Sign-up for your Business Owners PHSPCanada plan today!

PHSPCanada Group Benefit Products

Customizing a benefits package that attracts and keeps employees happy.

PHSPCanada offering products and services that are unique to benefit plans.

product options
Government of Canada

Current Canadian Travel Information

Up-to-date Travel Information through the Government of Canada.

Platinum Service Direct

In-house Representatives

Talk directly to Claim Agent

Talk directly to Admin Dept

Get the quality service you deserve!

Client Testimonials

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Your entire team is great! I mostly dealt with Meagan and she is very knowledgeable and efficient and very pleasant to speak with.

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I have only used the website to submit my claims and that works well. Thank you!

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We have not had to use your service much lately but when we do need to utilize your services the process is seamless. Thank you!

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Staff is always so friendly and knowledgeable.

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The flexibility and speed claim was paid was great. Overall I am satisfied with my group benefits.

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David and his Team are prompt and thorough. They are true professionals and I highly recommend working with them.

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Always answered my e-mail enquiries super quickly, and your claims filling procedures and turn around time has always been fast and accurate. Thank you again!!!

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We have been using them for over 8 years plus for our business and it has been great. Would recommend them. Professional, friendly and efficient.

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Quick and easy to submit claims. The claims are processed in a timely manner.

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I really like the flexibility to use benefits where I need most.

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No complaints this is the easiest system I've ever had to use.

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You all do an excellent job! I love the holiday emails.

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Your staff were very helpful when I finally sent in my papers and they kindly finished my application. Thank you.

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It's always a pleasure dealing with Puhl.

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Service is seamless & responsive. Thank you!

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I was able to navigate the system without having to reach out. I appreciate that the website and process is intuitive and concise.

    Allow us the opportunity to give a second opinion on your current group benefits plan

    Association Affiliated Partners

    We are sponsors and work with association across Canada

    Join our association affiliated partnership(s) - call for more information