phspcanada
Have you chosen the right benefit strategy?
- Are you facing the usual Group Traditional pitfalls?
- Are your employees having trouble affording your group plan?
- Premiums are steadily rising year after year?
- Are you tired of paying 30% mark-up on your claims?
- Does your plan pay 80% rather than a 100%?
Benefit packages are not “one size fits all” so let PHSPCanada customize your benefits with options for health and dental coverage, vision, retirement planning and more.
If you answered ‘YES’ to the questions above then complete this Benefits Evaluation for Employers questionnaire.
Why Should Employers Offer a Group Benefit Program?
Attract and Retain Talent – A Group Program protects Employees and their Families and is a direct way of showing that you are an Employer of choice – to the Team you have now, and to anyone considering working for you.
Protect Your People – Benefits provide coverage for people who may be unexpectedly faced with an emergency or critical illness, and they help maintain good health before problems occur.
Strengthen Your Business – Access to benefits means Employees lose less time to extended illness or health concerns, increasing effectively and driving a stronger business.
PHSPCanada Group Benefit Choices for Employees
Direct self-funding is a great way to break out of the traditional mold to utilize flexible options that meet your needs.
View and choose the plan that works for your Business Model
Are you a business owner struggling to manage the soaring costs of health and dental treatments for your family? Traditional health insurance plans often come with hefty premiums that can surpass the actual coverage you receive.
But worry not, because PHSPCanada has the perfect solution for you - the Business Owners Plan, specifically designed to meet the needs of self-employed Business Owners like yourself.
The PHSPCanada plan is designed so your company pays the cost as a deductible Business expense and the benefits are received tax free.
And that's not all - PHSPCanada also offers an impressive Travel Insurance add-on for business owners. Experience unparalleled peace of mind while traveling with our comprehensive travel plan. For only $202 per year per family, you can enjoy 60 days of coverage along with protection for pre-existing stability conditions. Travel with confidence, knowing that you and your family are protected with PHSPCanada's travel insurance package. 
Allow us the opportunity to provide you with a second opinion on your Health & Dental plans.
Discover relief from escalating healthcare expenses with PHSPCanada's Professional Self-Employed Business Owner's plan – your optimal solution. Unlike conventional costly health insurance, this plan empowers you to utilize your Professional Corp's funds for family healthcare, all while reaping tax-free advantages.
Our plan's affordability is unparalleled, featuring a 7% fee capped at $55 per family claim batch, generating substantial savings. Consider a scenario: aggregated family claims worth $3,000 for only a $55 administration fee.
Augment your coverage further with PHSPCanada's Professional Self-Employed Business Owners Travel Insurance. 
At just $202 annually per family, experience genuine tranquility during your travels. This all-encompassing travel scheme presents unbeatable group rates and encompasses pre-existing stability conditions, instilling unwavering travel confidence.
Banish concerns about surging healthcare costs. Embrace the PHSPCanada Professional Self-Employed Business Owner's plan for budget-friendly, all-inclusive coverage, addressing your family's health and dental necessities domestically and internationally.
Allow us the opportunity to provide you with a second opinion on your Health & Dental plans.
Looking to break out of the traditional plan design mold? Self-funding your benefits plan might be the way to go. With flexible options that meet the needs and concerns of your employees, self-funding could be a great solution for your business.
PHSPCanada Group Benefit Products
Customizing a benefits package that attracts and keeps employees happy.
PHSPCanada offering products and services that are unique to benefit plans.
Current Canadian Travel Information
Up-to-date Travel Information through the Government of Canada.
Client Testimonials
Your entire team is great! I mostly dealt with Meagan and she is very knowledgeable and efficient and very pleasant to speak with.
I have only used the website to submit my claims and that works well. Thank you!
We have not had to use your service much lately but when we do need to utilize your services the process is seamless. Thank you!
Staff is always so friendly and knowledgeable.
The flexibility and speed claim was paid was great. Overall I am satisfied with my group benefits.
David and his Team are prompt and thorough. They are true professionals and I highly recommend working with them.
Always answered my e-mail enquiries super quickly, and your claims filling procedures and turn around time has always been fast and accurate. Thank you again!!!
We have been using them for over 8 years plus for our business and it has been great. Would recommend them. Professional, friendly and efficient.
Quick and easy to submit claims. The claims are processed in a timely manner.
I really like the flexibility to use benefits where I need most.
No complaints this is the easiest system I've ever had to use.
You all do an excellent job! I love the holiday emails.
Your staff were very helpful when I finally sent in my papers and they kindly finished my application. Thank you.
It's always a pleasure dealing with Puhl.
Service is seamless & responsive. Thank you!
I was able to navigate the system without having to reach out. I appreciate that the website and process is intuitive and concise.
It's always a pleasure to deal with Puhl. It's easy to submit and the reimbursement is always quick.
Allow us the opportunity to give a second opinion on your current group benefits plan
Association Affiliated Partners
We are sponsors and work with association across Canada
